Nearly half of Gen Z says “planning for the future feels pointless” — and they’re choosing to spend more freely because of it. That stat, from a recent Credit Karma poll, set the stage for a timely conversation on the On Your Side podcast featuring Chip Griffith, Chief Retail Sales Officer at OneAZ Credit Union.
In the episode, Griffith unpacks why this generation feels so discouraged about finances, the impact of “buy now, pay later” culture, and what banks and credit unions can do to help reframe the conversation around long-term financial health.
From small mindset shifts to big-picture strategies, OneAZ is working to empower Gen Z to take control of their money — one smart move at a time.




